My name is Jo Leather and I am a mortgage broker.
Throughout my career, I have built a reputation of trust, transparency, and a genuine desire to help individuals and families with their financial needs.
With over 15 years of experience in the finance industry, I can help you find the best possible loan options available to you.
Whether you are looking to:
I am dedicated to offering the support and guidance you need.
I’m here to guide you through the loan application process, assist with the settlement, and offer support with any paperwork or steps along the way.
I offer services in both English and Vietnamese, and I aim to make the process as easy and convenient for you whenever possible.
If you would like to conduct an inquiry or review a home loan without any obligation, click on 'Get In Touch' today.
Please reach us at jo.leather@averagejofinance.com.au if you cannot find an answer to your question.
For most standard home loan applications, you won’t pay me a fee for my service. I’m generally paid a commission by the lender when your loan settles.
Any fees that may apply will be explained to you upfront, before you proceed.
My job is to listen, understand your situation and get a clear picture of what you’re looking to achieve financially. From there, I’ll help you explore the loan options that best suit your circumstances and goals, or, if you’re not quite ready yet, I’ll explain what your next steps could look like.
I’ll also be there to guide you through the application and settlement process, answer any questions along the way and keep things moving. You’ll always have someone to reach out to, so you don’t feel like you’re figuring it all out on your own.
As a mortgage broker, I am legally obligated under the Best Interests Duty (BID) to put my clients' interests first when providing credit assistance.
I’ll take the time to understand your circumstances, needs and goals and assess suitable loan options based on what’s important to you.
I don’t currently have a dedicated office, but that doesn’t mean we have to meet over the phone or online.
If you prefer a face-to-face meeting, I’m happy to arrange a time and suitable location that works for you.
I want the process to be as convenient as possible, so we can meet in person or speak by phone or online.
Of course, my job is to listen and provide you with suitable solutions and guidance wherever possible.
It may be the case that you cannot obtain a home loan straight away. I’ll help you understand where you stand, what options may be available and, if a loan isn’t currently suitable, what steps you could consider taking to improve your position.
Of course, there’s a first time for everything and buying your first home can feel pretty daunting for some.
Sometimes, simply knowing the first two or three steps to take can make all the difference. I can help you understand what those steps are and point you in the right direction.
You don't need to have everything figured out before you get in touch.
My goal is to make the process as simple and stress-free as possible, and to make sure you feel comfortable and informed every step of the way.
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